Questions
Financing, answered.
Does checking my options affect my credit?
Checking your eligibility with Affirm doesn't affect your credit score. Klarna's Pay in 4 may run a soft check, which also doesn't affect your score. If you accept a monthly loan, the lender may report it to the credit bureaus.
Do you charge more if I finance?
No. Your total is exactly what you'd pay by card. We don't add a fee for financing.
How do I get the financing link?
Reply FINANCE to the text with your estimate, ask at the counter, or call (816) 708-8822. We text you a secure Stripe link for your exact total, good for 24 hours.
Can I finance a custom gaming PC?
Yes. Parts and the build are one total, so you can finance the whole PC. We order parts once the plan is approved and the build starts right away.
What can't be financed?
The diagnostic fee and anything under $50. Those are small enough to pay by card at the counter.
What if I'm not approved?
You can pay by card as usual, or we can split the work: the essential repair now and the upgrades later.
Who do I make payments to?
Affirm or Klarna, through their app. Questions about your plan go to them. Questions about your repair or build come to us.
Can I pay it off early?
Yes. Neither Affirm nor Klarna charges a fee for paying early.
Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Rates from 0–36% APR. Klarna's Pay in 4: no interest or fees when paid on time; other Klarna plans are subject to approval and terms. Options depend on purchase amount. KC Computer Staff is not a lender.